WonderLend Hubs is a DIPP-recognised, IIT-B-investee FinTech which provides a modular credit gateway solution for new lending product-launches or accelerating existing ones. It is a spin-off from Herald Logic, with the same team of founders. Their solution can work standalone, or as a layer above an existing LOS & other systems. In entirety, it functions as a Loan Origination, Aggregation & Decisioning System (LOADS). Their vision is to be the Credit Gateway to “Bharat” - power lenders as well as originators to access, assess and offer tailored credit to ~100 million households and ~60 million MSMEs, most of them being New to Credit profiles. They are building the Bharat Credit Stack infra for The #Next500Million Indians as a core part of this vision. The flow of credit to this large market is significantly hampered by 4 core drivers of credit friction: Data, Process, Credit Assessment and Credit Access.
